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	<title>Expand Your Credit</title>
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	<description>managing money magnificently</description>
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		<title>The Importance of Having a Good Credit History</title>
		<description><![CDATA[For some people credit and what it means can seem confusing and obscure. What everyone does know is that having good credit is crucial, so here are some clarifications on this important issue. When discussing credit it is important to understand that those convenient little plastic rectangular cards are not a substitute for cash. Not [...]]]></description>
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